Fee Schedule &
Transaction Limits

$1.25 This is our fee for withdrawing cash from an ATM that is not an in-network ATM. You may also be charged an additional fee by the ATM operator, even if you do not complete a transaction. To find in-network ATMs, use the ATM locator at www.mctrpayment.com.

$1.25 This is our fee for withdrawing cash from an ATM outside the United States. Conversion and exchange rates also apply. Additional International Service Assessment or Cross Border Assessment may also apply to this transaction.

$7 + 3.5% of Transferred Amount. We charge transfer fees consisting of a fee of up to $7.00 plus a mark-up on the exchange rate of up to 3.5%. The transfer fees may be less depending on the amount transferred and market conditions. Applicable transfer taxes will also be charged. The exact amount of transfer fees and transfer taxes charged by us will be disclosed to you before you complete the transaction. Your transaction is subject to an exchange rate conversion, and may be subject to additional fees and taxes, from 3rd parties.

$1.25 This is our fee we assess when you withdraw cash at a financial institution that honors cards with card association logo on the front of your card.

2% of Transaction Amount. This fee applies if the transaction is initiated in a currency other than U.S. dollars and a currency conversion rate applies.

0.8% of Transaction Amount. This fee applies if the transaction is initiated in U.S. dollars at a merchant with a non-U.S. country Code.

$2 This fee applies if you request a replacement Card. We will waive the first and second Replacement of Lost / Stolen Card fees.

$8 This fee applies if you request that your replacement Card be expedited. Replacement of Lost / Stolen Card Fee also applies.